Download Monthly Business Budget Excel Template


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A monthly business budget provides a precise image of expenses and revenues and gave drive to important business decisions.

Whether to increase marketing or improve efficiencies in other ways. It also summarizes your organization’s financial and goals, so it is an action plan that helps you assign resources, design performances, and formulate plans.

Firstly having a business budget is important for any size business. Therefore, a business budget helps you decide whether you can increase your business, give yourself a lift, or purchase additional inventory and assets and helps you to avoid bankruptcy.

If you thinking of starting a business, it’s a free Business Start-Up Costs Spreadsheet. A startup expenses examination is an important part of a good business plan and can help you get things off and more detailed business budget.

How to create a Monthly Business Budget in Excel

This spreadsheet contains sample business budgets created for companies providing services or selling products.

The Services template is a simple business budget that divides income and business expenses into different categories that closely match an income statement. The categories are complete, easy to add, remove, and adjust the categories.

The Goods template added the categories in the Services worksheet, also has a Cost of Goods Sold section for recording purchases and Gross Profit.

The sales and business expenses are broken down by month. It is helpful for budgeting quarterly expenses and other business expenses that occur at a specific time.

The Goods worksheet records sales and the cost of goods sold for multiple products.

A detailed review of your business expenses and cost of goods sold (COGS) if you are selling multiple products. For instance, Columns and Rows are included for calculating the Percentage of Total Sales for each product.

Why you Need a Monthly Business Budget

The budgets help businesses reach their target. If you need assistance in setting business priorities, a budget is the best place to start. Budgets also facilitate cutting business risk, problems and recognizing opportunities. Tool to organize and plan.
Without a budget, you are aimlessly creating your business. Example of business Budget Categories

Total start-up funds
Costs and Debts
monthly revenue and expenses
Estimation of profits
Funds needed for expenses

How to create something useful for Budget

Calculate Fixed Costs

Create a business budget to calculate all fixed costs. The fixed cost refers to any periodic expense that remains the same each month. Fixed costs can be weekly, monthly or yearly expenses and revenues

A monthly business budget helps you to break them down separately for a clear picture. Each business has expenses that differ from its operation. This is where to record financial statements. Therefore, financial statements should include a customized list of all fixed costs.

Fixed costs include:
Taxes and Rent
Website Hosting

Average Income

If you are starting a new business, budgeting will need to be more stable.
Businesses can begin by estimating revenues. So, you would rather underestimate than overestimate. However, this can be adjusted monthly to illustrate income.

Budget planning begins with revenue and income. This helps determine your expenses
Average Income includes-
Product sales
Investment revenues

Variable Costs

Determining variable expenses is important. Variable expenses are those that address directly changes in inactivity. Expenses are things that don’t have set costs and vary from month to month.
Example of Variable expenses-

Marketing costs
Sales costs


Download Monthly Business Budget Excel Template

To use this free Excel Template, you should have Microsoft Office/ Microsoft Excel. You can only use this template if you have these applications in your system. or Use, Google Sheets. 

After installing Excel or Spreadsheet, download the xlsx file of this template to use it

Once extracted, you can open the file using Excel and start entering data or customizing the template.

Click The Button Below To Download Monthly Business Budget Excel Template

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