Download Roth IRA Calculator Template In Excel

In this article, we will discuss Roth IRA Calculator. This calculator helps you decide the amount of contribution you need to put in Roth IRA to achieve your retirement goals.

As we all know, IRA stands for Individual Retirement Account.

ROTH Conversion

A Roth IRA is another type of individual retirement account. Investing in Roth IRA is quiet different from Traditional IRA.

In Roth IRA, you are not entitle to tax deduction in contribution year, whereas in traditional IRA you are entitle to tax deductions in contribution year.


You get no tax benefit but your earnings and withdrawals during retirement are tax-free.

We have created a ready Roth IRA Calculator in Excel with predefine formulas. You just need to input your contribution years, contribution amount and few other details. It will automatically calculate the results. Roth IRA Calculator helps to set your retirement goals and choose amount you need to invest for achieving them.

Contents of Roth IRA Calculator

Similar to Traditional IRA Calculator, this calculator also consists of 3 sections:

  1. Header Section
  2. Input Section
  3. Output Section

The difference is only in contribution amount. As your contribution amount is taxed, the actual amount contributed is less for Roth IRA.

1. Header Section

The header section of the heading sheet ” Roth IRA Calculator”.

If you are an advisory company, you can use this by putting your logo and company name on top.

2. Input Section

All the headings in the section are same as Traditional IRA. In other words, you need to provide same details as in the case of Traditional IRA.

Tax Bracket: Moreover, Under this heading, there are two subheads. First is your current tax bracket and second is tax bracket at the time of retirement.

Years: However, Here you have to enter the number of years you are planning to contribute and the number of years you want for withdrawals.

Yearly Contributions: Subsequently Yearly contributions means the amount you will invest in yearly basis.

Yearly Rate of Return: As per your retirement goal you need to choose investment plan. Different plans have a different yearly rate of return.

3. Output Section

Output section will display the results in respective cells according to amounts, years and rate of return enter in the input section.

Yearly Contributions: As the contributions aren’t tax-free in Roth IRA, tax applicable during the contribution will deduct from this amount.

Value At Retirement: It is total amount you will have the time of retirement.

Download this Roth IRA Calculator template in Excel Format

Our easy to use editable Excel templates and save your significant amount of time and effort. Here’s how to download and use one of our templates:

  1. Download this free Excel Template: Once you’ve browsed through our collection of templates and find the one that best fits your needs. Once you’ve found the template you want, click on the download button.

  2. Replace sample data with your actual data: Once the template is downloaded, open it in Excel. You’ll see that it is already set up with sample data. To start analyzing your own data, simply replace the sample data with your actual data.

  3. Customize the template: Our templates are completely editable, which means you can customize them to fit your specific needs. For example, you can change the formatting, add or remove columns, or create new charts and graphs.

  4. Use the Excel template: Once you’ve fed in your data and customized the template, you’re ready to start using it for data analysis. Use the various tools and features of Excel to analyze and visualize your data, and make informed business decisions.

  5. Save and share: Once you’ve finished working on the template, save it to your computer and share it with other members of your team or stakeholders as needed.

Click Download Button To Get Roth IRA Calculator Excel Template

Instruction :

All Excel templates and tools are sole property of User can only download and use the excel templates for their Personal use only. All templates provided by XLSX templates are free and no payment is asked. However, you are not allowed to distribute or share in any other website for sole purpose of generating revenue from it.

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